Congratulations on making it to closing day! This is the exciting final step in your home buying journey. On closing day, you’ll meet with your real estate agent, the seller, and possibly their representatives to finalize the transaction. Expect to review and sign a lot of paperwork, including your mortgage documents and the title transfer. Once everything is signed, you’ll receive the keys to your new home!
The Closing Disclosure details the final terms of your loan, including monthly payments, interest rates, and closing costs. It breaks down all fees and costs associated with the purchase.
You should receive this document to review within 3 days prior to closing. Review it carefully to ensure everything is accurate and matches your previous agreements.
On closing day, be sure to bring your valid photo ID and a certified or cashier’s check for closing costs (if required). Confirm with your lender and attorney if any additional documents are needed to ensure a smooth closing process.
